Mortgage vs. BTC — Monte Carlo

Basic

Scenario (Conservative)

ConservativeNeutralMoon

Conservative defaults: CAGR 20%→10%, σ=0.40, geometric centering.

Run

Export CSV

Geometric (median=CAGR)

Arithmetic (mean=CAGR)

Student‑t

Normal

Exponential

Linear

Cash When BTC Down

Cash While Below Start

Cash Last

Summary

Terminal BTC Distribution (Strategy B)

Ruin Year Histogram

Percentiles

Percentile	Terminal BTC (USD)